Seller Risk Analyst
PayPal
Mexico City
hace 2 días

Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ : PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy.

Our open digital payments platform gives PayPal’s 305 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person.

Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid.

Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

The Seller Risk Strategy group is looking for a highly talented and self-motivated individual to join our team. The candidate would be a part of the PayPal Risk team located in Mexico City, MX.

  • The Analyst will utilize data and statistical analysis to identify and promote new strategies to optimize PayPal’s seller risk management;
  • Support overall risk goals through detailed data mining and analysis that results in policies, test-and-learn pilot programs and broad strategies to deliver efficiency, loss reduction and better customer experience;
  • manage seller / merchant risk monitoring (MRM) strategies to optimize effectiveness of monitoring including PayPal and seller gross loss as well as customer experience;
  • manage the overall strategy and foresee development of various business initiatives & programs globally; develop and manage reporting and value assessment for work;
  • research and develop new risk tools and platforms to support overall organizational goals.

    SPECIFIC DUTIES

  • Partner with cross functional teams of operational analysts, analytical and product development resources to identify and promote new solutions and products that will improve the overall effectiveness of merchant risk monitoring and risk programs
  • Formulate, construct, conduct and analyze controlled experiments and derive valid conclusions from various test and learn pilots pertaining to seller risk that can be applied and scaled to risk operations
  • Work with operational analysts to build stories on emerging loss trends and opportunities for solution prototype development
  • Perform in-depth data analysis on risk profiles of existing merchant accounts and prior credit losses to identify new actionable trends
  • Periodic analysis of new credit losses and present lessons and loss MOs with actionable insights
  • Create and manage dashboards which enable portfolio management to monitor credit risk and emerging risk threats
  • Manage periodic updates of various dashboards as well as performance and initiatives
  • Prepare and present the new trends and opportunities to senior leadership and extended teams
  • Perform other related assignments / projects as requested by management
  • JOB QUALIFICATIONS

  • Bachelor’s degree, preferably in statistics or any quantitative discipline
  • 1-2+ years of experience
  • Strong knowledge of database querying and data analysis using SAS, SQL R, Python and other tools
  • Expertise in process mapping and automation preferred
  • Expert knowledge of Microsoft Office (Excel, Visio, PowerPoint, and Word)
  • Familiarity with card acquiring industry and credit risk is preferred
  • Demonstrated ability to solve critical business issues using innovative solutions.
  • Self directed and thrives in fast changing environment.
  • Education & Experience

  • Bachelor’s in Statistics, Business or Industrial Engineering or in lieu of degree four to five years of relevant experience.
  • Minimum five years’ data analysis and experimental design experience to include extensive data management, preparation of new programs, and coordination of complex projects.
  • Knowledge, Skills & Abilities

  • Excellent data querying and management skills using SQL, SAS and other tools in multiple databases
  • Strong expertise in experimental design techniques and experience applying those to real-world problems
  • Strong knowledge of automation tools and report builders
  • Commitment to Company and Departmental Focus
  • Excellent verbal and written communication skills
  • Verbal and Written Strong Urgency / prioritization and Execution Skills Strong follow-up skills (outstanding items) Effective interaction with different departments throughout PayPal.
  • Moderate Credit Diversity
  • Strong organizational and planning skills
  • Effective Team Interaction Skills.
  • Experience in the credit risk management and financial services fields preferred proven record in problem solving and business innovation.
  • Solid PC skills with Microsoft Office to include Excel, Word, PowerPoint, Visio, and Access; proficient in the use of spreadsheet development and data management for reporting.
  • Complex problem solving skills. Decisiveness.
  • Demonstrated ability to solve critical business issues using innovative solutions.
  • Strong relationship management skills in order to ensure effective collaboration and goal alignment.
  • The ability to aggressively multi-task & set others’ expectations in a time-pressured environment remains important.
  • Ability to approach problems in a quantitative and qualitative manner, draw meaningful conclusions, and make business recommendations
  • Quality focused with a passion for continuous improvement
  • Ability to learn and adapt to new software technologies
  • A focus on quality and continuous improvement
  • Demonstrable ability as a team player & practices the company Values & Behaviors.
  • The above statements are intended to describe the general nature of work being performed by the employees assigned to this classification.

    They are not an exhaustive list of all the responsibilities, duties, and skills required of employees so classified.

    We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect.

    Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment.

    Join us as we change the way the world defines financial freedom.

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