Jr. Underwriter
RGA Reinsurance Company
Mexico City Mexico, Mexico
hace 3 días

Position Overview

More than anything, RGA employees love their jobs because it’s challenging work. We believe smart people work smarter when they’re empowered.

When they use logic, balanced with creativity and curiosity. At the forefront of RGA’s culture is collaboration a must to be successful within our organization.

These are just a few of the attributes we are looking for in a Junior Underwriter to join our team.

The Junior Underwriter, under supervision, will learn and apply underwriting knowledge and skills within RGA Re’s philosophy, will participate in the evaluation and classification process of medical, non-

medical, and financial risks for life insurance working to secure approved limits / progress in the Underwriting Career Path.

Responsible for continuing to learn and apply underwriting knowledge and skills.


  • Focuses on the introduction of risk selection principles to screen applications using case studies and other structured risk selection processes (i.
  • e. manuals, MD Referrals) ensuring accepted risks are sound and profitable to RGA Re.

  • Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service / productivity goals and offer / decline ratios;
  • and ensuring compliance with internal underwriting and audit guidelines.

  • Learns to build and maintain client relationships through effective communication of underwriting decisions.
  • Learns and applies the following underwriting basics to progress from a learner role to a competent producer role :
  • a. Develops basic foundation of insurance principles.

    b. Develops basic understanding of both medical and non-medical underwriting (MVR, Financial, Insurable Interest, Aviation, Occupation, Avocation, etc.).

    c. Develops understanding of RGA Re philosophy through manual review, cases and discussions with experienced RGA Re Underwriters and Medical Directors.

    d. Familiarization with other risk selection resources (MIB, On The Risk, etc.)

    e. Develops understanding and application of the ASAP tool.

    f. Administrative procedures and controls for the individual underwriting and claims management functions.

    g. Underwriting and claims management procedures and authorities.

  • Collaborates with Medical Directors, Underwriters, other team members and internal departments to obtain expert knowledge and to assist in identifying solutions and resolutions to problems / issues resulting in quality decisions and client satisfaction.
  • Keeps abreast of current industry developments and changes in medical and financial underwriting and maintains / updates professional development through study of literature and participation in seminars.
  • Participates in special projects, committees, and meetings.
  • Required :

  • Bachelor’s Degree in Medicine.
  • Advanced level of English (spoken, written, and listening)
  • Preferred :

  • 1-2 years working experience in the life insurance industry.
  • English exams completed (i.e. TOEFL iBT score 90, IELTS score 7.5 8)
  • Required :

  • Word and Excel skills
  • Competent ability to comprehend and interpret insurance and contract documents.
  • Value judgment abilities
  • Ability to be flexible when needed, take initiative, and demonstrate accountability.
  • Intermediate oral and written communication skills demonstrating ability to share and impart knowledge.
  • Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions.
  • Intermediate level of investigative, analytical and problem solving skills
  • Intermediate interpersonal skills
  • Ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverables
  • Ability to work well within a team environment and participate in department / team projects
  • Ability to balance detail with departmental goals / objectives
  • Ability to foster customer service as needed
  • Ability to translate business needs and problems into viable / accepted solutions
  • Basic negotiating and persuasion skills
  • General business knowledge
  • Preferred :

  • Knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis.
  • Competent knowledge of medicine, law, accounting, and finance as applied to the evaluation of life reinsurance risks and of life insurance risks.
  • Company Overview

    Reinsurance Group of America, Incorporated (NYSE : RGA) is one of the largest global providers of life reinsurance, with offices around the world.

    RGA delivers expert solutions in individual life reinsurance, individual living benefits reinsurance, group reinsurance, financial solutions, facultative underwriting and product development.

    With operations in 26 countries, we support our clients and partners around the world with innovative approaches and customized solutions.

    What do you think? Better yet, how do you think? Have we piqued your curiosity? Consider a career with RGA. It’s the logical choice.


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